The New Consumer-Led Economy in the Philippines

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6.9%. That’s how much private consumer spending increased in the Philippines in 2016. Whether compared to neighbours Indonesia and Thailand at 4.8% and 2.1% respectively, or when held up against Western markets like the USA and the UK at 3.2% and 2.4%, the statistic coming out of the Philippines is remarkable. What is perhaps even more exciting is that the …

Seamless ID 2016

Halo Indonesia! We’re embarking on a Seamless Adventure

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Hey Jakarta! 2017 is turning out to be one of the most disrupted, exciting and challenging years yet for Indonesian commerce. Change is underway and we’re excited to be a part of it. Following April’s successful launch of Seamless Asia in Singapore, we’re delighted to bring our rebranded conference and exhibition to Jakarta in the form of Seamless Indonesia. Mark your …


Embarking on the cashless journey with Abhishant Pant

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Could you live without cash for a week, a month, a year?  Abhishant Pant, described by local news as “The Cashless Man of India,” challenged himself to prove it is possible to live without cash where he lives in India. Here, he shares his experience after 200 days on his cashless journey. By Abhishant Pant, Founder, Cashless Journey As I …


Texting people out of poverty – The Juntos way

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Written by Laura Sim Carmen Hernandez, 34, lives in Dallas with her husband and five children. Her husband works in construction, earning about $50,000 a year. Hernandez makes party decorations and tailors clothing, making $800 to $1,000 a month. In February 2014, the family only had $300 in savings. That month, Hernandez began using a program called Juntos that sends …

First Circle

Where is online lending headed in the Philippines? First Circle has the answers…

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By Patrick Lynch, CEO, First Circle No industry is left behind when it comes to the surge in technological innovation. From the retail landscape with online shopping and the F&B industry with online deliveries and vouchers and the use of social media as a marketing tool, the world is moving from the traditional to the digital sphere. The finance and …


Engaging in hyperlocal with The Artisan Gatherer

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By Michelle Sario, CEO, The Artisan Gatherer The battlecry for loving local and supporting local makers is an advocacy that has been gaining strength and following. More and more local products and services have been pouring into the market. There is a vibrant start-up scene with dynamic supporters. Being a tech company in a developing country, we have a calling …


This Philippine Start-up Wants to Solve Your Cash Flow Problems: Acudeen plans to capitalize on the $5 billion-credit gap among SMEs

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Philippine start-up Acudeen was born out of a family business. The start-up’s founder and CEO Mario Jordan “Magellan” Fetalino III was in charge of operations of a company that dealt with multinationals in the pharmaceutical sector, where he saw how 30- to 120-day receivables from clients affected their cash flow and ultimately slowed down their growth. “Imagine spending for a …

GOING DIGITAL UnionBank of the Philippines President Edwin Bautista (right) gestures during a roundtable discussion with The Manila Times editorial team. With him are the bank’s Executive Vice President Genaro Lapez (left) and Senior Executive Vice President Henry Aguda (center). PHOTO BY ROGER RAÑADA

UnionBank gears up for digitization to take on ‘fintechs’

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In a roundtable discussion with The Manila Times on Tuesday, UnionBank President and Chief Operating Officer (CEO) Edwin Bautista said the main threat to local banks amid the more liberalized banking industry in the country is the entry of fintechs and purely digital foreign banks in the Philippines. Fintech, or financial technology, is an emerging industry composed of companies that …

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10 exciting entrepreneurs set to speak at Seamless Philippines 2017

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With more than 80 speakers already confirmed to participate at Seamless Philippines 2017, the show is shaping up to be bigger and better than ever before. Over the coming months we’re going to be bringing you highlights from the line-up to whet your appetite ahead of the doors opening on 27th September at the SMX Convention Centre in Manila. With that …