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Payments: How the West will end up copying the East

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By Heather McKenzie, Banking Technology Many industry players agree that the pinnacle of the personal banking experience is China, where consumers are offered some very targeted and intelligent financial services. But it’s not the banks that have taken the lead here but companies such as Alibaba, which Pascale Brien, senior policy adviser, payments and digital at the European Banking Federation …

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An interview with Malik Kotadia, Mentor at Finlab

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Ahead of his participation at Seamless Vietnam we caught up with veteran financial services expert and friend of the Seamless series Malik Kotadia for a chat. Could you share something about yourself with our readers? I have been a long time digital banker, with an 18 year career that has spanned global roles and multiple markets. I was with Citi …

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Halo Indonesia! We’re embarking on a Seamless Adventure

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Hey Jakarta! 2017 is turning out to be one of the most disrupted, exciting and challenging years yet for Indonesian commerce. Change is underway and we’re excited to be a part of it. Following April’s successful launch of Seamless Asia in Singapore, we’re delighted to bring our rebranded conference and exhibition to Jakarta in the form of Seamless Indonesia. Mark your …

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Embarking on the cashless journey with Abhishant Pant

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Could you live without cash for a week, a month, a year?  Abhishant Pant, described by local news as “The Cashless Man of India,” challenged himself to prove it is possible to live without cash where he lives in India. Here, he shares his experience after 200 days on his cashless journey. By Abhishant Pant, Founder, Cashless Journey As I …

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Texting people out of poverty – The Juntos way

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Written by Laura Sim Carmen Hernandez, 34, lives in Dallas with her husband and five children. Her husband works in construction, earning about $50,000 a year. Hernandez makes party decorations and tailors clothing, making $800 to $1,000 a month. In February 2014, the family only had $300 in savings. That month, Hernandez began using a program called Juntos that sends …

First Circle

Where is online lending headed in the Philippines? First Circle has the answers…

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By Patrick Lynch, CEO, First Circle No industry is left behind when it comes to the surge in technological innovation. From the retail landscape with online shopping and the F&B industry with online deliveries and vouchers and the use of social media as a marketing tool, the world is moving from the traditional to the digital sphere. The finance and …

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This Philippine Start-up Wants to Solve Your Cash Flow Problems: Acudeen plans to capitalize on the $5 billion-credit gap among SMEs

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Philippine start-up Acudeen was born out of a family business. The start-up’s founder and CEO Mario Jordan “Magellan” Fetalino III was in charge of operations of a company that dealt with multinationals in the pharmaceutical sector, where he saw how 30- to 120-day receivables from clients affected their cash flow and ultimately slowed down their growth. “Imagine spending for a …

GOING DIGITAL UnionBank of the Philippines President Edwin Bautista (right) gestures during a roundtable discussion with The Manila Times editorial team. With him are the bank’s Executive Vice President Genaro Lapez (left) and Senior Executive Vice President Henry Aguda (center). PHOTO BY ROGER RAÑADA

UnionBank gears up for digitization to take on ‘fintechs’

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In a roundtable discussion with The Manila Times on Tuesday, UnionBank President and Chief Operating Officer (CEO) Edwin Bautista said the main threat to local banks amid the more liberalized banking industry in the country is the entry of fintechs and purely digital foreign banks in the Philippines. Fintech, or financial technology, is an emerging industry composed of companies that …

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Vietnam: An interview with Nicole Nguyen from Infinity Blockchain Labs

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Could you share something about yourself with our readers? My name is Nicole and I am currently in charge of Marketing at Infinity Blockchain Labs – one of the largest Blockchain studios in the world. Our in-house team of 40 developers come from various areas around the world with one mission – demystifying and incorporating Blockchain in everyday life and …

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The Rise of Fintech in Vietnam

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Following in the footsteps of regional financial powerhouses Hong Kong and Singapore, in March 2017 the State Bank of Vietnam (SBV) announced the launch of the “Steering Committee on Financial Technology”. Tasked with “improving the ecosystem” and cultivating a positive legal framework to facilitate the growth of fintech businesses throughout the country, this move has been seen as a largely …